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Buyer's Guide

Why Hire a Buyer’s Agent?

Why Hire a Buyer’s Agent?

Navigating the real estate market can be overwhelming, but a buyer’s agent is your advocate, working exclusively on your behalf to make the home-buying process smoother, faster, and more successful. From identifying properties that match your needs to negotiating the best price and terms, a buyer’s agent is there every step of the way.

Trang Janick's market expertise ensures that you won’t overpay, while her local knowledge helps you find hidden gems you might otherwise miss. Plus, Trang will handle the complexities of paperwork, inspections, and contingencies, saving you time and reducing stress. Best of all, her services typically come at no direct cost to you, as the commission is covered by the seller.

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With Trang Janick by your side, you gain a trusted partner who prioritizes your interests and ensures that your home purchase is a seamless and rewarding experience

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Step 1: Research

Do you already know where you want to buy? If you want a condo, townhome, or single-family home? Which features do you like and dislike? What’s available on the market now? If you answered no to any of these questions, now is the time to start researching. In addition to looking for homes that interest you, also take note of any changes in asking prices. This could give you valuable insight into housing trends in specific neighborhoods and help you when the time comes to make an offer.

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Step 2: Decide on Your Budget

Notice I said to decide on your budget—not determine how much the mortgage company will give you. In many cases, a mortgage company will pre-approve you for more than you’re comfortable spending, which is why you need to determine the monthly payment you feel comfortable with before talking to a lender. This likely includes doing a full household budget and taking into consideration what changes other than a mortgage payment will occur once you move into your new home. If you’ve lived in an apartment or with roommates, you may overlook new expenses like garbage, water, or HOA fees that could easily blow your budget.

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Step 3: Get Prequalified

Just because you think you can afford a certain payment every month doesn’t mean the mortgage company will agree. Just as they may approve you for too large of an amount, they may also approve you for a lesser amount or deny you a mortgage altogether. Lack of time at a job, insufficient credit, past bankruptcies, or other financial issues can cause major problems when trying to secure a mortgage. Before you get your heart set on a home, talk to a mortgage professional to find out what amount you can qualify for. This will also be an advantage when you make an offer on a home, as some sellers won’t entertain offers from those who aren’t already prequalified for a loan.

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Step 4: Choose a Real Estate Agent

Can you shop for, look at, and ultimately make an offer on a home without a real estate agent? Technically yes, but why would you when it costs you nothing for an agent like me to take much of the stress off your shoulders? Not only will I help identify properties you might be interested in, arrange showings, and ultimately handle the offer process, but I also have a knowledge of the market that you don’t possess. Finding the perfect home can be a daunting task, this is where my expertise and wealth of knowledge come into play. Let me show you around some homes that meet your dream home criteria so you can find the one that's right for you.

My goal is to provide you with the most personalized service that is designed to help you buy your dream home

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Step 5: Find the Right Home

This should be the most enjoyable step of the entire process (other than moving in!). I will arrange showings of homes you’re interested in that are within your price range. Take notes about what you like and don’t like, and make sure to pay attention to details. Turn light switches on and off, open and close doors, and run the faucets in various rooms. Don’t limit your inspection to the home itself. Make sure to take time to explore the neighborhood and keep an eye on traffic at certain times of the day, the parking situation, and how close it is to necessities like schools and grocery stores.

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Step 6: Make an Offer

Once you have selected the perfect home, work with your agent to craft a fair offer based on the value of comparable homes on the market. Depending on what the home is listed at and whether the current environment is a buyer’s or seller’s market, your offer may be below, at, or even above the asking price. I will be able to help you negotiate if you receive a counteroffer and reach an agreement. At this point, the house will go into escrow.

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Step 7: Have the Home Inspected

In most cases, your offer will be contingent on having the home inspected to ensure there is no major structural damage or large repairs needed. I can help you arrange this, and you can schedule it within days of making an offer. If there are no major issues, the process goes to step eight. If there is, you can renegotiate your offer based on what needs to be fixed, or you can withdraw it.

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Step 8: Select Your Loan

Now is the time to go back to the mortgage lender who pre-approved or pre-qualified you and choose your mortgage. You will be presented with various options based on your unique financial situation, including fixed-rate, variable-rate, 15-year, 30-year, or special programs such as VA loans or FHA loans. Work with your mortgage lender to select the option you feel the most comfortable with.

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Step 9: Get a Home Appraisal

Your lender will have your new home appraised so they have their independent value of it. The appraisal is to ensure that all parties involved are paying a fair price for the house.

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Step 10: Finish Paperwork

No one looks forward to all the paperwork involved in buying a home, but it’s a necessary part of the process. Fortunately, everything will be arranged by your lender and title company and, when you’re finished, you’ll know you are the legal owner of your new home.

Congratulations!

After signing the final paperwork to complete the purchase, you are now the owner of a new house. It may take a few days for your loan to be funded once the paperwork has been returned to the lender, but once that check is delivered to the seller, you’ll be all set to move into the home of your dreams. 

Please complete the following form to download my home buyer’s guide

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Testimonials

Paul K.

Paul K.

From preparation to video and media promotion to showings, to contract, to closing. Thank you, Trang, we could not have navigated today's market in such a timely manner without you by our side. It's truly been a great experienc...
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Tiffany K.

Tiffany K.

I had a fantastic experience working with Trang from Madison & Company Properties to sell my condo. Her expertise, professionalism, and dedication were evident throughout the entire process. From the initial consultation to the...
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Nicole B.

Nicole B.

Trang is absolutely amazing! She helped us find and close on our dream home and we are forever indebted to her. What stands out about Trang is her prompt and timely communication, expertise, and connections and how she made her...
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J. D.

J. D.

Trang was amazing to work with. We have bought and sold homes before both in Colorado and in California and she outshone anyone else we’ve ever worked with before. Trang helped us sell our home in Centennial and purchase a home...
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Josh B.

Josh B.

I had an exceptional experience working with Trang! From the beginning, she demonstrated a low-pressure approach, allowing me to explore options at my own pace. Her in-depth knowledge of the market was evident, providing me wit...
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Caitlin C.

Caitlin C.

As a fellow real estate agent, I encountered Trang when she represented buyers interested in a home I was listing and selling. From the get-go, Trang's professionalism was exemplary. She's a stellar communicator - she stayed in...
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Stephanie M.

Stephanie M.

We had a wonderful experience working with Trang as our realtor. She is incredibly responsive, organized, and knowledgeable of the Bailey and Conifer area. With Trang's help, we sold our house quickly (we received a full-price ...
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Lauren P.

Lauren P.

We feel so lucky to have gotten to work with Trang for our home-buying process in Evergreen. She consistently brought data, expertise, and warmth to the experience. These qualities are necessary to make offers that will get acc...
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Phoenix W.

Phoenix W.

First-time home-buyer here. Trang was immensely helpful throughout our whole process, from placing offers, to actually advising us to pull out of a house based on an inspection. She held our hands through everything and answere...
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Caitlin G.

Caitlin G.

As a very intimidated and slightly unorganized first-timer to the home selling process cannot rave enough about having Trang as our listing agent! If you are looking for someone who is professional, knowledgeable and puts her c...
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Her mission is to raise the bar in real estate. She defies the ordinary, striving to deliver an exceptional experience to every client. Her dedication is a professional choice and a personal commitment to being a role model for her children and a pillar in her community.

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Contact Details

TRANG JANICK

Phone

(303) 956-0792

Email

[email protected]

Address

1193 Bergen Pkwy Evergreen CO 80439

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